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Best Mutual Funds – Selection using ValueResearch

Best Mutual Funds? ‘Best Mutual Fund’ is one of the most common question/search term in personal finance. There are tons of sites that offer a list of Best Mutual Funds, Best Largecap Funds, Best Liquid Funds, etc. Most, but not all, of these sites also list the parameters that they have used to come up …

Best Mutual Funds - DIY criteria

Best Mutual Funds – Selection Guide

Best Mutual Funds? ‘Best Mutual Fund’ is one of the most common question/search term in personal finance. There are tons of sites that offer a list of Best Mutual Funds, Best Largecap Funds, Best Liquid Funds, etc. Most, but not all, of these sites also list the parameters that they have used to come up …

Mutual Fund Dividends – Just say NO

Summary All mutual funds in India have different ‘plans’ – they have a growth plan and a variety of dividend plans. Unlike dividends from stocks, mutual fund dividends are paid out from the fund corpus itself – any dividend then decreases the Net Asset Value of the dividend plan. While mutual fundĀ  dividends are tax-free …

Best Mutual Funds - DIY criteria

Mutual Fund – Buy, Hold, Sell?

In a well-executed plan, reviewing your portfolio and taking the right actions is as important as, if not more importantĀ  than, the initial selection of investments. In India, you can assume that the choice of mutual funds during review is more than the initial choice of mutual funds. (The mutual fund industry in India is …

Regular Funds – Pay more for ‘free’ advice

‘Free’ advice costs you a lot There are many articles that try to establish why regular funds are more suitable for investors. Almost all of them use the following scenarios/models: Advisor/platform providing free advice and logistics for investments in regular funds (free advice model) An investor doing everything themselves and investing in direct funds (Do …

One Benefit

One reason for SIPs that very few mention

Systematic Investment Plan (SIP) is growing in popularity every month. A good percentage of mutual fund inflows is through SIPs. The public discussion on SIP is so much that some new investors are led to believe that SIP is a product, rather a mechanism. Along with this, there are strong arguments about why SIP is …