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Fee-only Financial and Investment Planning
FIRE Up – Comprehensive calculator for Early Retirement
FIRE – Financial Independence, Retire Early (revised on 26 Feb 2024) This long article describes a calculator that combines a set of factors to assess the feasibility of achieving financial freedom early in life. Financial Freedom (FF), or Financial Independence(FI) can be defined this way – the state of having sufficient personal wealth to live,
Personal Finance Rule 9 – Pay your fair share of taxes, and nothing more
This short post describes an equitable approach to planning your taxes. As a conscious citizen, it is helpful that you pay your fair share of taxes. There is no need to pay more, and This is a companion post to the India version of Harold Pollack’s Index Card – Pollack’s Index Card: All the financial
Embassy Office Parks – Should you invest in India’s first REIT?
Real Estate Investment Trust (REIT) is a very interesting financial product. A lot of savvy investors in the developed countries use REIT to provide better income than typical bonds. The regulatory structure in India for REIT has existed for a few years. The very first product in this space is being spearheaded by the Embassy
Best Mutual Funds – Selection using DIY Criteria
Best Mutual Funds? ‘Best Mutual Fund’ is one of the most common question/search term in personal finance. There are tons of sites that offer a list of Best Mutual Funds, Best Largecap Funds, Best Liquid Funds, etc. Most, but not all, of these sites also list the parameters that they have used to come up
Personal Finance Rule 7 – Buy a house only when financially ready
Buying a home is one of the biggest decisions that an individual makes. In the present context, it is usually an emotional decision to buy a house. This short article looks at the financial factors to be considered before this big decision. This article is a companion post to the India version of Harold Pollack’s
Personal Finance Rule 6 – ‘Free Advice’ may be More Expensive
Personal Finance can be a complicated topic. In this post, we see how professional, unbiased advice helps individuals get an optimized and comprehensive view of their personal finance. This is so even if the advice needs to be paid for. This article is a companion post to the India version of Harold Pollack’s Index Card
Personal Finance Rule 5 – Tax Savings is not mandatory
This short post warns against excessive focus on investing to simply save taxes. This results in sub-optimal results. This is a companion post to the India version of Harold Pollack’s Index Card – Pollack’s Index Card: All the financial advice that you ever need – India version What are Tax Savings? While the term tax