SriNivesh – Opinions that you can trust!
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This short post describes an equitable approach to planning your taxes. As a conscious citizen, it is helpful that you pay your fair share of taxes. There is no need to pay more, and This is a companion post to the India version of Harold Pollack’s Index Card – Pollack’s Index Card: All the financial …
The recent announcements on improvements in the New Pension Scheme (NPS see here) have created a lot of buzz around the scheme. The most impact is seemingly from the new ‘Exempt-Exempt-Exempt’ (EEE) nature of NPS. In this post we see why NPS is still not a good enough choice for most people as a retirement …
In the recent days, LIC is running a promotion for its whole life policy – Jeevan Umang. Like any promotion, this campaign highlights the various plus points of the policy, In this article, we compare this investment linked product with a separate investment product and show that it helps to not mix insurance and investment.
Direct plans have been a part of the Indian mutual fund industry from Jan 1, 2013. It won’t be wrong to expect that all those who wanted to switch from regular plans to direct plans would have done so. Interestingly, a recent question in Quora indicated that people are still considering the big switch. In …
Summary After movies, cricket and politics, tax savings is possibly the most popular topic in India. For a variety of reasons, Indians have been fascinated by the fact that they can save tax outgo by doing something. As an expert said, tax saving bias should be added to the list of biases that investors …