Promotion We are on a break during the Navaratri/Dusshera period. Fewer posts would be created during this time. We thank your for your time to read the blog. Please look around and read the existing blog posts.Promotion Promotion Thanks again.
Switching from Regular to Direct – Mind the tax
Promotion Direct plans have been a part of the Indian mutual fund industry from Jan 1, 2013. It won’t be wrong to expect that all those who wanted to switch from regular plans to direct plans would have done so. A recent question in Quora indicated that people are still considering thw big switch. In
NO – LTCG on equity does not make ULIPs better
Promotion Unit Linked Insurance Plans (ULIPs) have always been aggressively positioned in India. The recent (re)introduction of Long Term Capital Gains (LTCG) Tax on equity has added another dimension to the promotion of ULIPs. In this illustrative post, we look at how Equity mutual funds still provide better post-tax returns due to their flexibility and
Young Investors – Do’s and Don’ts
Promotion A thread in Quora asked for a list of worst financial mistakes that a person in 20’s can make. The brief answer lists 4 such mistakes. The source of the list is the classic article in ValueResearch Online.Promotion Promotion Buying products only for “saving tax” Waiting for the “right time” to invest Getting
Pension Plans – Why you should avoid them in India
Promotion While it is an unfortunate fact that not many Indian plan for their retirement, there is a more worrisome fact. Even among the few who do plan their retirement, a large majority do it the wrong way by choosing one of the various pension plans. In this short article, we see the major disadvantages
Calculators for SIP – Choose the ‘Step-Up’ option
Promotion Systematic Investment Plan (SIP) is growing in popularity every month. A good percentage of mutual fund inflows is through SIPs. A large number of calculators exist to help one with planning a SIP. Most calculators miss the most critical input – the projected increase in investment amount. In this article we look at the