This short post describes an equitable approach to planning your taxes. As a conscious citizen, it is helpful that you pay your fair share of… Read More »Personal Finance Rule 9 – Pay your fair share of taxes, and nothing more
The recent announcements on improvements in the New Pension Scheme (NPS see here) have created a lot of buzz around the scheme. The most impact… Read More »Wait, NPS still has issues as a retirement asset
In the recent days, LIC is running a promotion for its whole life policy – Jeevan Umang. Like any promotion, this campaign highlights the various plus points of the policy, In this article, we compare this investment linked product with a separate investment product and show that it helps to not mix insurance and investment.
Direct plans have been a part of the Indian mutual fund industry from Jan 1, 2013. It won’t be wrong to expect that all those… Read More »Switching from Regular to Direct – Mind the tax