Please take a few moments to review our fee-only financial and investment planning services. Please visit the main page or click on the ‘Advisory Services’… Read More »Fee-only Financial and Investment Planning
Real Estate Investment Trust (REIT) is a very interesting financial product. A lot of savvy investors in the developed countries use REIT to provide better… Read More »Embassy Office Parks – Should you invest in India’s first REIT?
Buying a home is one of the biggest decisions that an individual makes. In the present context, it is usually an emotional decision to buy… Read More »Personal Finance Rule 7 – Buy a house only when financially ready
This short post warns against excessive focus on investing to simply save taxes. This results in sub-optimal results. This is a companion post to the… Read More »Personal Finance Rule 5 – Tax Savings is not mandatory
One of the most complex aspects of personal finance is to choose among the myriad of investment options available. It is easy to mistake a… Read More »Personal Finance Rule 4 – Boring is Better
This short post reiterates the importance of an essential debt component of any portfolio in India – Employee and Public Provident Fund. This is a… Read More »Personal Finance Rule 3 – Max out all forms of PF
This short post reiterates the importance of avoiding an extremely harmful behaviour for your financial health – carrying credit card debt. This is a companion… Read More »Personal Finance Rule 2 – Pay your credit card bills in full
This short post describes a possible savings target in India – 30% of post tax income. This is a companion post to the India version… Read More »Personal Finance Rule 1 – Save 30% of your income