Personal Finance Rule 1 – Save 30% of your income
This short post describes a possible savings target in India – 30% of post tax income. This is a companion post to the India version… Read More »Personal Finance Rule 1 – Save 30% of your income
This short post describes a possible savings target in India – 30% of post tax income. This is a companion post to the India version… Read More »Personal Finance Rule 1 – Save 30% of your income
In popular imagination, Albert Einstein is supposed to have called compound interest as the eighth wonder of the world. He did not say any such… Read More »Benefits of Compounding – Visualizing the Eighth Wonder
A lot of people are interested in ‘Investments’ to create assets. An often asked question is how to begin investing. In this short article, we… Read More »BASICS of Investing – Five steps before you start
Mutual fund dividends have been used in interesting ways in India. It is public knowledge that the dividends in mutual funds are not the same… Read More »Dialing back on mutual fund dividends – A Welcome Development
Debt mutual funds are promoted as products that give ‘better returns’ than fixed deposits, while being quite safe. This is of course not true. Debt… Read More »Overnight Funds – A good choice for safety
Index Card for India The original Index Card for personal finance was published by Harold Pollack here: Index Card It became quite popular and the… Read More »All the financial advice that you ever need – Pollack’s Index Card: India version
A thread in Quora asked for a list of worst financial mistakes that a person in 20’s can make. The brief answer lists 4… Read More »Young Investors – Do’s and Don’ts