SriNivesh - Advice you can trust!

Using Data To Build Wealth - Incisive artciles baed on data and facts

Overnight Funds – A good choice for safety

Debt mutual funds are promoted as products that give ‘better returns’ than fixed deposits, while being quite safe. This is of course not true. Debt funds carry more risks than bank deposits.  Another popular misconception is around one category of debt funds – Liquid funds. They are almost universally (mis)regarded as a direct alternative to […]

Jeevan Anand – Joy for the agent, not for the buyer

Endowment plans are evergreen products for the insurance industry. They receive a lot of promotion and aggressive selling. In this article, we compare this investment linked product with a separate investment product and show that it helps to not mix insurance and investment.

Pollack’s Index Card: All the financial advice that you ever need – India version

Index Card for India The original Index Card for personal finance was published by Harold Pollack here: Index Card  It became quite popular and the author co-wrote a book on it.  In a great episode on Freakanmoics Radio, Pollack listed the rules this way.  The transcript can be found here  (Search for Pollack if you […]

SBI ETF – Quality: A NFO that you can consider

SBI Mutual Fund has announced the launch of its Exchange Traded Fund based on one of the NSE Strategic Indices.  SBI ETF – Quality would track the NSE 2011 Quality 30 index. The NFO is open between Nov 26 and Nov 30, 2018. In this short article, we look at the unique features of this […]

Avoid Endowment Plans – PPF gives better returns

Endowment plans are evergreen products for the insurance industry. They receive a lot of promotion and aggressive selling. In this article, we compare this investment linked product with a separate investment product and show that it helps to not mix insurance and investment.

Best Mutual Fund Apps in India

Investing, and tracking investments, using mobile phones has become very popular in India. In this short article, we look at a possible checklist that helps you evaluate the apps. I would not suggest a particular app – one major reason being that this is a rapidly growing segment and there could be a new app […]

LIC’s Jeevan Umang whole life policy – Should you buy?

In the recent days, LIC is running a promotion for its whole life policy – Jeevan Umang. Like any promotion, this campaign highlights the various plus points of the policy, In this article, we compare this investment linked product with a separate investment product and show that it helps to not mix insurance and investment.

Switching from Regular to Direct – Mind the tax

Direct plans have been a part of the Indian mutual fund industry from Jan 1, 2013. It won’t be wrong to expect that all those who wanted to switch from regular plans to direct plans would have done so. Interestingly, a recent question in Quora indicated that people are still considering the big switch. In […]

SriNivesh - Advice you can trust! © 2019 Frontier Theme