Annuity Plans – What, Why, and Why Bother

Promotion Summary An ‘Annuity’ is a (financial) product that provides a steady, periodic income, over many years,  to the buyer. This part of annuity makes it similar to a pension. Probably due to this, annuity plans are popular in India. In this short article we consider the factors of annuity and look at who it

How does a financial advisor help you succeed?

Promotion Introduction In this short article, we will see the most important ways in which a financial advisor can help you meet your financial goals. These points also can be used as a checklist to evaluate the competence of the financial advisor.Promotion Promotion Who is a Financial Advisor? Financial advisors come in all shapes and

Regular Funds – Pay more for ‘free’ advice

Promotion ‘Free’ advice costs you a lot There are many articles that try to establish why regular funds are more suitable for investors. Almost all of them use the following scenarios/models:Promotion Promotion Advisor/platform providing free advice and logistics for investments in regular funds (free advice model) An investor doing everything themselves and investing in direct

An Engineering Approach To Build Wealth

Promotion   In this long write-up, I discuss an  engineering (methodical) approach to personal finance. I introduce the concept as growing wealthy using an engineering approach. I then describe the parts of the approach in some detail. A full presentation that follows this approach can be found below.Promotion Promotion This article previously appeared as: Introduction I use