This short post reiterates the importance of avoiding an extremely harmful behaviour for your financial health - carrying credit card…
This short post describes a possible savings target in India - 30% of post tax income. This is a companion…
In popular imagination, Albert Einstein is supposed to have called compound interest as the eighth wonder of the world. He…
A lot of people are interested in 'Investments' to create assets. An often asked question is how to begin investing.…
The recent announcements on improvements in the New Pension Scheme (NPS see here) have created a lot of buzz around…
Mutual fund dividends have been used in interesting ways in India. It is public knowledge that the dividends in mutual…
FIRE - Financial Independence, Retire Early This long article describes a calculator that combines a set of factors to assess…
Debt mutual funds are promoted as products that give 'better returns' than fixed deposits, while being quite safe. This is…
Endowment plans are evergreen products for the insurance industry. They receive a lot of promotion and aggressive selling. In this…
Index Card for India The original Index Card for personal finance was published by Harold Pollack here: Index Card It…