Retirement

Personal Finance Rule 3 – Max out all forms of PF

This short post reiterates the importance of an essential debt component of any portfolio in India - Employee and Public…

6 years ago

Wait, NPS still has issues as a retirement asset

The recent announcements on improvements in the New Pension Scheme (NPS see here) have created a lot of buzz around…

7 years ago

FIRE Up – Comprehensive calculator for Early Retirement

FIRE - Financial Independence, Retire Early This long article describes a calculator that combines a set of factors to assess…

7 years ago

Avoid Endowment Plans – PPF gives better returns

Endowment plans are evergreen products for the insurance industry. They receive a lot of promotion and aggressive selling. In this…

7 years ago

Pension Plans – Why you should avoid them in India

While it is an unfortunate fact that not many Indians plan for their retirement, there is a more worrisome fact.…

7 years ago

Annuity Plans – What, Why, and Why Bother

Summary An 'Annuity' is a (financial) product that provides a steady, periodic income, over many years,  to the buyer. This…

7 years ago