General

FIRE Up – Comprehensive calculator for Early Retirement

FIRE - Financial Independence, Retire Early (revised on 26 Feb 2024) This long article describes a calculator that combines a…

5 years ago

Fee-only Financial and Investment Planning

Please take a few moments to review our fee-only financial and investment planning services. Please visit the main page or…

6 years ago

Embassy Office Parks – Should you invest in India’s first REIT?

Real Estate Investment Trust (REIT) is a very interesting financial product. A lot of savvy investors in the developed countries…

6 years ago

Personal Finance Rule 7 – Buy a house only when financially ready

Buying a home is one of the biggest decisions that an individual makes. In the present context, it is usually…

6 years ago

Personal Finance Rule 5 – Tax Savings is not mandatory

This short post warns against excessive focus on investing to simply save taxes. This results in sub-optimal results. This is…

6 years ago

Personal Finance Rule 4 – Boring is Better

One of the most complex aspects of personal finance is to choose among the myriad of investment options available. It…

6 years ago

Personal Finance Rule 3 – Max out all forms of PF

This short post reiterates the importance of an essential debt component of any portfolio in India - Employee and Public…

6 years ago

Personal Finance Rule 2 – Pay your credit card bills in full

This short post reiterates the importance of avoiding an extremely harmful behaviour for your financial health - carrying credit card…

6 years ago

Personal Finance Rule 1 – Save 30% of your income

This short post describes a possible savings target in India - 30% of post tax income. This is a companion…

6 years ago

Benefits of Compounding – Visualizing the Eighth Wonder

In popular imagination, Albert Einstein is supposed to have called compound interest as the eighth wonder of the world.  He…

7 years ago