S R Srinivasan

Switching from Regular to Direct – Mind the tax

Direct plans have been a part of the Indian mutual fund industry from Jan 1, 2013. It won't be wrong…

7 years ago

NO – LTCG on equity does not make ULIPs better

Unit Linked Insurance Plans (ULIPs) have always been aggressively positioned in India.  The recent (re)introduction of Long Term Capital Gains…

7 years ago

Young Investors – Do’s and Don’ts

  A thread in Quora asked for a list of worst financial mistakes that a person in 20's can make.…

7 years ago

Pension Plans – Why you should avoid them in India

While it is an unfortunate fact that not many Indians plan for their retirement, there is a more worrisome fact.…

7 years ago

Calculators for SIP – Choose the ‘Step-Up’ option

Systematic Investment Plan (SIP) is growing in popularity every month. A good percentage of mutual fund inflows is through SIPs.…

7 years ago

Mutual Fund NFOs – Why you should stay away

New Fund Offer (NFO) is done by a mutual fund house when they launch a new scheme/fund. Investopedia describes NFO…

7 years ago

LIC Jeevan Shanti Annuity – Should You Buy

Often, new products from LIC are widely promoted. This has been the case with the new Single Premium Annuity Plan…

7 years ago

Annuity Plans – What, Why, and Why Bother

Summary An 'Annuity' is a (financial) product that provides a steady, periodic income, over many years,  to the buyer. This…

7 years ago